Our rates

At bunq, we work with fixed interest rates, so it’s easy for you to plan both your near and distant future. With every payment you make on time, your personal risk grade is lowered and the interest on your repayments will simply decrease.

Our rates

At bunq, we work with fixed interest rates, so it’s easy for you to plan both your near and distant future. With every payment you make on time, your personal risk grade is lowered and the interest on your repayments will simply decrease.

Our rates

At bunq, we work with fixed interest rates, so it’s easy for you to plan both your near and distant future. With every payment you make on time, your personal risk grade is lowered and the interest on your repayments will simply decrease.

PeriodNHGUp to 60%Up to 70%Up to 80%Up to 90%Up to 100%Up to 106%
1 year4,23%4,34%4,36%4,38%5,16%5,26%5,46%
5 year4,25%4,48%4,50%4,52%5,30%5,40%5,60%
10 year4,27%4,61%4,63%4,65%5,43%5,53%5,73%
15 year4,61%4,78%4,80%4,82%5,60%5,70%5,90%
20 year4,71%4,92%4,94%4,96%5,66%5,76%5,96%
25 year4,80%4,99%5,01%5,03%5,73%5,83%6,03%
30 year4,84%5,01%5,03%5,05%5,75%5,85%6,05%
PeriodNHGUp to 60%Up to 70%Up to 80%Up to 90%Up to 100%Up to 106%
1 year4,23%4,34%4,36%4,38%5,16%5,26%5,46%
5 year4,25%4,48%4,50%4,52%5,30%5,40%5,60%
10 year4,27%4,61%4,63%4,65%5,43%5,53%5,73%
15 year4,61%4,78%4,80%4,82%5,60%5,70%5,90%
20 year4,71%4,92%4,94%4,96%5,66%5,76%5,96%
25 year4,80%4,99%5,01%5,03%5,73%5,83%6,03%
30 year4,84%5,01%5,03%5,05%5,75%5,85%6,05%
PeriodNHGUp to 60%Up to 70%Up to 80%Up to 90%Up to 100%Up to 106%
1 year4,23%4,34%4,36%4,38%5,16%5,26%5,46%
5 year4,25%4,48%4,50%4,52%5,30%5,40%5,60%
10 year4,27%4,61%4,63%4,65%5,43%5,53%5,73%
15 year4,61%4,78%4,80%4,82%5,60%5,70%5,90%
20 year4,71%4,92%4,94%4,96%5,66%5,76%5,96%
25 year4,80%4,99%5,01%5,03%5,73%5,83%6,03%
30 year4,84%5,01%5,03%5,05%5,75%5,85%6,05%

Interest archive

You can check our history of interest rates here.

Interest archive

You can check our history of interest rates here.

Interest archive

You can check our history of interest rates here.

Ready for the next step?

Get in touch with our team to start the ball rolling and we’ll get back to you with all the information you need.

Ready for the next step?

Get in touch with our team to start the ball rolling and we’ll get back to you with all the information you need.

Ready for the next step?

Get in touch with our team to start the ball rolling and we’ll get back to you with all the information you need.

© 2026 bunq

© 2026 bunq

© 2026 bunq