At bunq we work with a fixed interest rate, so it’s easy for you to plan your future (up to 30 years). However, if you prefer to have certainty for a shorter period of time (5 years for example), this is just as easy. And if you make sufficient repayments in the meantime, so that you end up in a different risk class, your interest will simply go down.
Our interest rates
interest rates bunq Easy Mortgage
annuity and linear
| interest fixed period | NHG | t/m 60% MW | t/m 80% MW | t/m 90% MW | t/m 95% MW | t/m 100% MW | t/m 106% MW |
|---|---|---|---|---|---|---|---|
| 1 year | 1,77% | 2,31% | 2,33% | 2,35% | 2,37% | 2,39% | 2,44% |
| 5 years | 2,54% | 3,68% | 3,70% | 3,72% | 3,74% | 3,76% | 3,81% |
| 10 years | 3,10% | 3,98% | 4,00% | 4,02% | 4,04% | 4,06% | 4,11% |
| 15 years | 3,30% | 4,20% | 4,22% | 4,24% | 4,26% | 4,28% | 4,33% |
| 20 years | 3,31% | 4,25% | 4,27% | 4,29% | 4,31% | 4,33% | 4,38% |
| 25 years | 3,56% | 4,29% | 4,31% | 4,33% | 4,35% | 4,37% | 4,42% |
| 30 years | 3,56% | 4,29% | 4,31% | 4,33% | 4,35% | 4,37% | 4,42% |
interest rates bunq Easy Mortgage
interest only
| interest fixed period | NHG | t/m 60% MW | t/m 80% MW | t/m 90% MW | t/m 95% MW | t/m 100% MW | t/m 106% MW |
|---|---|---|---|---|---|---|---|
| 1 year | 1,82% | 2,36% | 2,38% | 2,40% | 2,42% | 2,44% | 2,49% |
| 5 years | 2,59% | 3,73% | 3,75% | 3,77% | 3,79% | 3,81% | 3,86% |
| 10 years | 3,15% | 4,03% | 4,05% | 4,07% | 4,09% | 4,11% | 4,16% |
| 15 years | 3,40% | 4,30% | 4,32% | 4,34% | 4,36% | 4,38% | 4,43% |
| 20 years | 3,41% | 4,35% | 4,37% | 4,39% | 4,41% | 4,43% | 4,48% |
| 25 years | 3,76% | 4,49% | 4,51% | 4,53% | 4,55% | 4,57% | 4,62% |
| 30 years | 3,76% | 4,49% | 4,51% | 4,53% | 4,55% | 4,57% | 4,62% |