Our interest rates

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Our interest rates

At bunq we work with a fixed interest rate, so it’s easy for you to plan your future (up to 30 years). However, if you prefer to have certainty for a shorter period of time (5 years for example), this is just as easy. And if you make sufficient repayments in the meantime, so that you end up in a different risk class, your interest will simply go down.

interest rates bunq Easy Mortgage

annuity and linear
interest fixed
period
NHGt/m
60% MW
t/m
80% MW
t/m
90% MW
t/m
95% MW
t/m
100% MW
t/m
106% MW
1 year1,77%2,31%2,33%2,35%2,37%2,39%2,44%
5 years2,54%3,68%3,70%3,72%3,74%3,76%3,81%
10 years3,10%3,98%4,00%4,02%4,04%4,06%4,11%
15 years3,30%4,20%4,22%4,24%4,26%4,28%4,33%
20 years3,31%4,25%4,27%4,29%4,31%4,33%4,38%
25 years3,56%4,29%4,31%4,33%4,35%4,37%4,42%
30 years3,56%4,29%4,31%4,33%4,35%4,37%4,42%
Interest rates bunq Easy Mortgage as of 22 June 2022 annuity and linear

 

 

 

interest rates bunq Easy Mortgage

interest only
interest fixed
period
NHGt/m
60% MW
t/m
80% MW
t/m
90% MW
t/m
95% MW
t/m
100% MW
t/m
106% MW
1 year1,82%2,36%2,38%2,40%2,42%2,44%2,49%
5 years2,59%3,73%3,75%3,77%3,79%3,81%3,86%
10 years3,15%4,03%4,05%4,07%4,09%4,11%4,16%
15 years3,40%4,30%4,32%4,34%4,36%4,38%4,43%
20 years3,41%4,35%4,37%4,39%4,41%4,43%4,48%
25 years3,76%4,49%4,51%4,53%4,55%4,57%4,62%
30 years3,76%4,49%4,51%4,53%4,55%4,57%4,62%
Interest rates bunq Easy Mortgage as of 22 June 2022 interest only