Our rates

At bunq, we work with fixed interest rates, so it’s easy for you to plan both your near and distant future. With every payment you make on time, your personal risk grade is lowered and the interest on your repayments will simply decrease.

Fixed rate periodNHGup to 60%up to 80%up to 90%up to 95%up to 100%up to 106%
1 year4,07%4,78%4,80%4,82%4,87%4,89%5,09%
5 year4,08%4,65%4,67%4,69%4,74%4,76%4,96%
10 year3,94%4,74%4,76%4,78%4,83%4,85%5,05%
15 year4,05%4,86%4,88%4,90%4,95%4,97%5,17%
20 year4,08%4,91%4,93%4,95%5,00%5,02%5,22%
25 year4,33%4,91%4,93%4,95%5,00%5,02%5,22%
30 year4,36%4,93%4,95%4,97%5,02%5,04%5,24%
Interest rates bunq Easy Mortgage from 27 march 2023 annuity and linear

The shown interest rates are nominal rates. In our interest offer you will find the applicable Yearly Cost Percentage
Fixed rate periodNHGup to 60%up to 80%up to 90%up to 95%up to 100%up to 106%
1 year4,12%4,83%4,85%4,87%4,92%4,94%5,14%
5 year4,13%4,70%4,72%4,74%4,79%4,81%5,01%
10 year3,99%4,79%4,81%4,83%4,88%4,90%5,10%
15 year4,15%4,96%4,98%5,00%5,05%5,07%5,27%
20 year4,18%5,01%5,03%5,05%5,10%5,12%5,32%
25 year4,53%5,11%5,13%5,15%5,20%5,22%5,42%
30 year4,56%5,13%5,15%5,17%5,22%5,24%5,44%
Interest rates bunq Easy Mortgage as of 27 March 2023 interest only

The shown interest rates are nominal rates. In our interest offer you will find the applicable Yearly Cost Percentage

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