Our rates

At bunq, we work with fixed interest rates, so it’s easy for you to plan both your near and distant future. With every payment you make on time, your personal risk grade is lowered and the interest on your repayments will simply decrease.

Our rates

Annuity/Linear

Interest only

Period

NHG

Up to 60%

Up to 70%

Up to 80%

Up to 90%

Up to 100%

Up to 106%

1 year

3,74%

3,75%

3,77%

3,79%

4,57%

4,67%

4,87%

5 year

3,51%

3,71%

3,73%

3,75%

4,53%

4,63%

4,83%

10 year

3,51%

3,77%

3,79%

3,81%

4,59%

4,69%

4,89%

15 year

3,87%

4,11%

4,13%

4,15%

4,93%

5,03%

5,23%

20 year

3,90%

4,18%

4,20%

4,22%

4,92%

5,02%

5,22%

25 year

4,26%

4,47%

4,49%

4,51%

5,21%

5,31%

5,51%

30 year

4,30%

4,49%

4,51%

4,53%

5,23%

5,33%

5,53%

Annuity/Linear

Interest only

Period

NHG

Up to 60%

Up to 70%

Up to 80%

Up to 90%

Up to 100%

Up to 106%

1 year

3,74%

3,75%

3,77%

3,79%

4,57%

4,67%

4,87%

5 year

3,51%

3,71%

3,73%

3,75%

4,53%

4,63%

4,83%

10 year

3,51%

3,77%

3,79%

3,81%

4,59%

4,69%

4,89%

15 year

3,87%

4,11%

4,13%

4,15%

4,93%

5,03%

5,23%

20 year

3,90%

4,18%

4,20%

4,22%

4,92%

5,02%

5,22%

25 year

4,26%

4,47%

4,49%

4,51%

5,21%

5,31%

5,51%

30 year

4,30%

4,49%

4,51%

4,53%

5,23%

5,33%

5,53%

These are the interest rates for annuity and linear bunq Easy Mortgages from 3 July 2025.

The bridging loan is 4,90%.

The shown interest rates are nominal rates. In our interest offer you will find the applicable Yearly Cost Percentage.

Disclaimer: bunq ensures that all interest rates stated on the website are as current and reliable as possible. If something goes wrong and the interest rates are not displayed correctly, you cannot hold bunq liable if you suffer damage as a result.