Our rates

At bunq, we work with fixed interest rates, so it’s easy for you to plan both your near and distant future. With every payment you make on time, your personal risk grade is lowered and the interest on your repayments will simply decrease.

Fixed rate periodNHGup to 60%up to 80%up to 90%up to 95%up to 100%up to 106%
1 year2,99%4,03%4,05%4,07%4,17%4,19%4,24%
5 year3,65%4,43%4,45%4,47%4,57%4,59%4,64%
10 year3,95%4,7%4,72%4,74%4,79%4,81%4,86%
15 year4,05%4,75%4,77%4,79%4,84%4,86%4,91%
20 year4,09%4,8%4,82%4,84%4,89%4,91%4,96%
25 year4,3%4,81%4,83%4,85%4,95%4,97%5,02%
30 year4,3%4,83%4,85%4,87%4,97%4,99%5,04%
Interest rates bunq Easy Mortgage from 4 oktober 2022 annuity and linear
Fixed rate periodNHGup to 60%up to 80%up to 90%up to 95%up to 100%up to 106%
1 year3,04%4,08%4,1%4,12%4,22%4,24%4,29%
5 year3,7%4,48%4,5%4,52%4,62%4,64%4,69%
10 year4,00%4,75%4,77%4,79%4,84%4,86%4,91%
15 year4,15%4,85%4,87%4,89%4,94%4,96%5,01%
20 year4,19%4,9%4,92%4,94%4,99%5,01%5,06%
25 year4,5%5,01%5,03%5,05%5,15%5,17%5,22%
30 year4,5%5,03%5,05%5,07%5,17%5,19%5,24%
Interest rates bunq Easy Mortgage as of 4 oktober 2022 interest only

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