The annual income consists of your gross salary including holiday pay (usually 8% of your salary). You can calculate this yourself with the formula: gross monthly salary x 12 x 108%. Fixed allowances (e.g. shift allowance) may also be added. Variable bonuses (for example, irregularity bonus, overtime bonus and commission) you may include and add to your gross annual income for a maximum of 20%. If your fixed salary is €50,000, you can therefore include a maximum of €10,000 in overtime, commission and irregularity payments and calculate an income of €60,000.
Annual income partner
Are you buying a house together? Then the income of your partner is also important. Your joint income determines, among other things, the maximum loan amount.